About Us

Insurance Agent Emmaus, PAHaney Associates has assisted individuals, families and business owners by representing the most reputable, financially sound insurance companies since 1987. As an independent insurance agency, we are committed to providing client-focused service and promise that we will always provide the best coverage at the most competitive price. Our goal is to maintain enduring relationships with our clients.

Originally located in Newtown, Bucks County, Pennsylvania, our office relocated to Emmaus Pennsylvania in the Lehigh Valley in 2006. As independent insurance brokers, our ability to quote with many insurance companies allows us to provide our clients with great Pennsylvania auto insurance rates, home insurance rates, business Insurance rates and life insurance and health insurance rates. Our state-of-the-art system easily allows us to provide you with cost-effective PA insurance quotes tailored to suit your needs.

We recognize that each client is unique. As such, our staff listens to your needs and expertly advises you on the appropriate course of action for your specific goals.

We currently hold insurance licenses in Pennsylvania, Maryland, New Jersey, and Delaware.

An Independent Advantage

We are Independent Agents in Emmaus, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. The Seltzer Group represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

September 9th, 2015 by The Seltzer Group